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Heat Pump vs Ductless Mini-Split: What’s the Difference for Toronto Homes?

As more Toronto homeowners look for efficient heating and cooling, two technologies come up again and again: the heat pump and the ductless mini-split. You might hear these terms used interchangeably—but what’s the real difference, and which one is right for your home? At Temperature Care, we break down the pros, cons, and key distinctions so you can make an informed choice for comfort and savings.

What Is a Heat Pump?

A heat pump is a device that transfers heat from outside to inside your home in the winter (and reverses for cooling in the summer).

Can be ducted (using existing air ducts in your home)
Or ductless (see below!)

Learn more: Energy Star – How Heat Pumps Work

What Is a Ductless Mini-Split?

A ductless mini-split is a type of heat pump designed specifically for homes or rooms without ductwork. It features:

One or more wall-mounted indoor units
An outdoor condenser unit
Simple installation—no need for bulky ducts!

Great for:

Older Toronto homes without central air
Home additions, basements, sunrooms, or condos

More info: ENERGY STAR – Ductless Heating & Cooling

Heat Pump vs Ductless Mini-Split: Main Differences

Feature	Ducted Heat Pump	Ductless Mini-Split
Installation	Uses home’s ductwork	No ducts needed
Appearance	Central vents, hidden	Wall- or ceiling-mounted units
Zoning	Whole home, 1 thermostat	Individual room control
Efficiency	High, but some duct loss	Highest (no duct loss)
Best For	Newer/larger homes	Older homes, renos, condos

Pros and Cons

Ducted Heat Pumps:

Central comfort, seamless look
Use existing infrastructure
− Ductwork must be in good shape
− Some energy loss through ducts

Ductless Mini-Splits:

Perfect for ductless homes
Individual room temperature control
Highest efficiency, whisper quiet
− Indoor units are visible
− Higher upfront cost per zone/room

Cost Considerations

Both systems qualify for substantial rebates:

The right choice depends on your home’s layout and your comfort needs.

Which System Is Right for You?

Choose a ducted heat pump if you already have ductwork and want whole-home comfort from a single unit.
Choose a ductless mini-split for individual room control, high efficiency, or where installing ducts is not practical.

Ask Temperature Care for a free assessment and custom recommendation!
📞 905-780-3262